Homeowners Insurance Facts
When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about...
Electric Cars and Hybrid Cars: Pros and Cons
Electric and hybrid cars are becoming more mainstream as studies are showing that these vehicles offer benefits of improved fuel economy, lower fuel costs, and reduced emissions.1 If you’re contemplating an electric vehicle (EV) or a hybrid car for your next car...
What is Builder Risk Insurance and Who Should It Cover?
Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, materials, and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing...
Safe Driving in Winter Weather
Millions of Americans will be traveling this holiday season, and if it's anything like previous years, a lot of that travel will be on the road. Last year, AAA estimated that more than 100 million Americans were planning a trip of more than 50 miles during the...
Mold Damage Insurance Coverage – Personal & Commercial
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage, or...
Contractors Insurance 101
There are many types of construction insurance intended to protect a property developer and other stakeholders throughout the stages of a construction project. Here are the basics of construction insurance – from the common types of construction insurance policies to...
Whole Life Insurance vs. Term Life Insurance
Shopping for life insurance may not be as fun as reading a good novel, but it is something everyone should do – sooner rather than later. There are two popular types of life insurance: term life insurance and whole life insurance. While the death benefits from both...
Restaurant Kitchen Safety
Owning a restaurant can be very rewarding, but it is hard work. Safety is very important not only for your customers but for your staff as well. The main cause of injury and illness in the hospitality industry is an unsafe work environment. Working in any commercial...
5 Home Improvement Projects That May Have the Biggest Return on Investment
Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home improvement, but if you make sound design decisions and choose the right materials, you could end up making your home more appealing...
Beach Safety Tips
Ahh – The beach! We love the water, the sand, the sun, and the family time to unwind and have FUN! Staying safe at the beach is very important. Weather and water conditions can change rapidly. In the blink of an eye, someone could be caught in...